Should i cancel vhi

You can also get in touch online using our contact form. Please check your tax credit certificate online at revenue. The intention of the Act is to provide increased protection to consumers entering into insurance contracts.

It covers areas such as renewal and cancellation of insurance contracts, proportionate remedies for misrepresentation and claims handling etc. Vhi are required to comply with the sections of the act that apply to any of the products that are sold by us. All renewal documentation will display a five year history of 'annualised premium'.

An annualised premium history table will be included in all non-life insurance products sold by Vhi Healthcare - both postal and online renewal packs. No action is required by you. In accordance with the Consumer Insurance Contracts Act , we will continue to provide you with this information each year prior to the renewal of a contract of insurance.

Why are you including a history of paid claims for Dental, International and MultiTrip and not providing it to me for my Health Insurance policy? Health insurance contracts are exempt under the act for the provision of claims information. Guide to renewing your membership. Time to renew, but not sure what to do? To discuss your renewal, call us on…. Phone No What are my options? Frequent questions. How can I pay for my cover?

Can I change how I pay? You can change both the frequency of payment and the way you pay. Salary deduction If your employer operates a Vhi group scheme with a salary deduction facility you can pay your premium this way. Direct Debit You can pay by annual or monthly direct debit, which deducts monthly instalments from your account, at no extra cost. Bank - branch Pay by cheque or bank transfer annual in advance at any bank branch using the bank giro that accompanies your invoice.

By phone: You can pay your premium using a credit or debit card by phoning Read more. Benefit changes How will I know if plan benefits have changed since my last renewal? When you cancel your health insurance policy before the expiration of your contract you are charged a cancellation fee as described above part of which relates to the health insurance levy for the remainder of the original term of the contract.

Stamp duties are paid to the Revenue upfront and refunds are not permitted under Revenue rules. If you then take out a second health insurance contract shortly after with the same or another health insurer, the insurer must charge you the same premium in respect of that contract as it would charge to any other person purchasing that contract in respect of the same period irrespective of whether or not a second stamp duty is payable to the Revenue Commissioners.

The insurers must do this to comply with community rating legislation. Consumer Information. Cancelling your Health Insurance Plan. Current Market Practice Irish Life Health Irish Life Health will provide a day cooling-off period from your renewal date, where you may cancel, get a full refund and switch to an alternative plan or insurer. Laya Healthcare Laya Healthcare will provide a day cooling-off period from your renewal date, where you may cancel, get a full refund and switch to an alternative plan or insurer.

Laya request all policy cancellations in wiritng by email or letter. Vhi Healthcare Vhi Healthcare will provide a day cooling-off period from your renewal date, where you may cancel and get a full refund. To comment you must now be an Irish Times subscriber. The account details entered are not currently associated with an Irish Times subscription. Please subscribe to sign in to comment. You should receive instructions for resetting your password.

When you have reset your password, you can Sign In. Please choose a screen name. This name will appear beside any comments you post. Your screen name should follow the standards set out in our community standards. Screen Name Selection. Only letters, numbers, periods and hyphens are allowed in screen names. Please enter your email address so we can send you a link to reset your password. Your Comments. Sign In Sign Out. We reserve the right to remove any content at any time from this Community, including without limitation if it violates the Community Standards.

We ask that you report content that you in good faith believe violates the above rules by clicking the Flag link next to the offending comment or by filling out this form. New comments are only accepted for 3 days from the date of publication. Sign up. Tracing the family tree A step-by-step guide to researching your Irish family ancestry.

Picturing the Irish Diaspora Interactive gallery featuring your stories and pics from around the world. Abroad latest articles. Thirty-three years after our student summer, Fiona and I still live in Boston.

Irish Abroad: Do you hope to visit Ireland this Christmas? Ulsterwomen find perfect mix of city and country on Isle of Man We were both born and raised in Ulster but our friendship developed on the Isle of Man.